Your presence is needed. For your family. For your community. For Israel. For the Jewish people. But what will happen when you can no longer be there?
A planned gift to your Jewish community enables you to be present forever. Whether your gift is used to provide for the needs of the Jewish poor, to assist the elderly, to rescue Jews in need around the world, or to fight anti-Semitism -- no matter where or when in the future, you can be there to help.
You don't have to be wealthy to help them.
The same charitable act that provides your Jewish community with a contribution this year can ensure that the community receives a gift on your behalf ever year, through your lifetime and beyond. It just requires planning. With even a small initial gift, you can create a permanent legacy using planned giving programs that are specifically tailored to help support your financial planning and estate planning goals and to fit within your means.
Planned giving offers many benefits. If you give during your lifetime, you will receive a charitable income tax deduction. If your estate is subject to taxes, a gift made at death will provide a tax deduction. Perhaps most important is the enduring nature of planned giving -- you may use the fund to honor or remember a loved one, perpetuating your family name long beyond your lifetime.
You designate how your gift is to be used: to provide unrestricted funds to help meet community needs now and in the future; or to provide permanent resources to aid identified programs, projects, agencies, organizations, or initiatives that are of particular interest to you and your family. It's up to you.
Throughout your lifetime, thousands of Jews have faced hardship and persecution at home and around the world. Others will need your help.
For generations to come, when you grandchildren become grandparents, Jewish elderly will continue to face challenges that threaten their independence. Some will need subsidized housing, specialized care and programs to help them stay active and vibrant. They will need your help.
You can be there to help and still retain your assets.
You can make a substantial gift without changing your lifestyle. In fact, planned giving programs often make better use of assets you already have by enabling you to guarantee income for yourself or loved ones, while offering significant tax benefits.
Current circumstances and resources may dictate when you choose to initiate your gift, how much you give and why. You may need to consider your own financial needs or you may want to provide income for loved ones. You may want to make a lasting contribution, but may be unable to make a substantial gift right now or you may simply prefer to initiate giving through you will. No matter what your motivation for giving, how much you are able to give or when you would like your gift to begin -- there's an option for you.
A charitable bequest provides a gift through you will; a life-income plan provides payments to you at regular intervals throughout your lifetime; an endowment provides a permanent source of present and future income for your Jewish community or to support a charitable interest of your choice.
There are a number of options available; any of them will allow you to create a legacy that provides for future generations, while making sure that you and your loved ones are able to reap significant benefits.
You can begin today.
Decades from now, when our world is a very different place, many people will be caught off-guard by misfortune or misunderstanding. They will need your help.
You can be there.
We are a community constantly faced with changing needs and unforeseen problems. A shifting global landscape breeds unprecedented crises. We continue to respond to these challenging situations -- just as our ancestors have -- by being prepared. Your Jewish community planned giving programs offer a response to the unexpected.
Whether a growing elderly community forces retirement home expansion, or if Jews anywhere in the world need protection from persecution; whether Jewish refugees need help getting started in Israel or members of our community need to reconnect with their roots; whether Israel calls for your support or a local group needs help making ends meet, your gift allows you to be there -- forever.
Your commitment to secure the future of the Jewish people is a sacred covenant. By giving, you are teaching important values of leadership and responsibility to your family, friends and community. Your gift will allow you to be there whenever help is needed. Today, throughout your lifetime and for generations to come.
An endowment is forever.
Let your name be remembered as a blessing.
Your Charitable Gift Options:
Perpetual Annual Campaign Endowment (PACE)
A Perpetual Annual Campaign Endowment (PACE) is a permanent fund dedicated to endowing your Jewish community Annual Campaign gift. A PACE fund is not intended to take the place of any part of an annual gift -- it is instead a lasting legacy that will continue to make an annual gift to the campaign in perpetuity on your behalf.
You may create your Perpetual Annual Campaign Endowment through a variety of vehicles, some of which provide your estate with considerable tax benefits without the requirement that you contribute during your lifetime. These options allow you to perpetuate your commitment to the Annual Campaign is a way that best achieves your own personal financial and estate planning goals.
The Lion of Judah Endowment (LOJE)
Establishing a Lion of Judah Endowment (LOJE) allows a woman to endow her gift in perpetuity. Through simple, innovative steps, an endowed gift if within the reach of a Lion of Judah, regardless of her age or giving level.
The strength and vitality of women's giving continues through the Lion of Judah Endowment (LOJE) -- enabling women to leave a legacy to help create social justice, heal the sick, preserve human dignity and provide Jewish education and Jewish growth for all.
By deciding to leave a bequest of a specific amount of cash, a percentage of your estate or the remainder of your estate, you can create a permanent legacy. There's no limit on the amount you may set aside from your estate -- you make a gift as large or small as you'd like. You may choose to make a gift of cash, securities or other property -- and your estate will receive a tax deduction in the amount of your charitable bequest.
Life Income Plans:
Charitable Gift Annuities
A Charitable Gift Annuity is an agreement between you and the Jewish community that benefits you both. In exchange for your gift to the Jewish community, you will receive a fixed income for life -- beginning at the age of 65.
Charitable Remainder Unitrusts
A Charitable Remainder Unitrust provides a way to obtain an income for life which can grow as the funds invested in the trust grow. This trust agreement fixes a unitrust rate, and donors or their designated beneficiaries receive regular payments of income for life or joint lives, or for a period of time.
Charitable Lead Trusts
A Charitable Lead Trust is an excellent way to transfer property to family members with significantly reduced gift or estate taxes. A Charitable Lead Trust is established for a specific term by contributing an income-generating asset, often real estate. The trust pays a fixed annual amount to a Jewish community until the end of the term.
Charitable Remainder Annuity Trust
A Charitable Remainder Annuity Trust provides a way to avoid fluctuations in interest rates and ensures that you or someone you designate received a fixed income. You may make a gift of cash, appreciated securities or property to set up the trust either during your lifetime or through your will.
Alternatives to Private Foundations:
By making a contribution of cash or securities, you may establish a fund which is held in an account which you name. The Jewish community offers several investment options; you recommend how your funds are to be invested.
You may nominate your children to make grants on your behalf, now, or as your successor -- enabling your family's future generations to carry on the tradition of charity that you have established.
Named Endowment Funds
When you create a Named Endowment Fund, you are establishing a permanent fund in your name or in the name of someone you wish to honor or remember. Each year the fund will produce income, and you can specify how the spendable portion of the fund should be used -- for unrestricted use by the Jewish community, or to support a specific cause.
A Supporting Foundation provides a unique vehicle for you to involve your family in the covenant of philanthropy. It functions very much like a private family foundation, but because it is aligned with the Jewish community, you receive additional tax considerations that would not be available with a private foundation.
How to Begin
For more information about how planned giving and legacy opportunities can work for you, your family, and your community call your local federation endowment/foundation director or your personal financial advisor today.
You can also e-mail questions or requests for more information about endowing your gift to your Jewish federation/foundation to email@example.com.
Who We Are
The Jewish federation Endowment/Foundation community manages $7.9 billion in fund assets and annually distribute in excess of $875 million to charitable causes, of which $132 million went to the Annual Campaign. In addition $199 million went to other federation initiatives, such as capital projects and endowment funds committed to specific activities.
Your Jewish federation Endowment/Foundation is your experienced, reliable partner in helping you realize your philanthropic goals, building a lasting testament to your name that meets your specific needs, vision and objectives.
Create a charitable legacy today for your family, your community, and your people.
To request further information on tax-deductible planned giving and endowment options tailored to your personal needs and interests contact your local federation endowment director or your personal financial advisor today.
United Jewish Communities Planned Giving and Endowment does not provide legal advice. Donors are encouraged to seek independent tax and legal counsel.